Entrepreneur Assistance Program (EAP)

Credit-based funding designed for entrepreneurs—no revenue required.

When you’re ready to launch your business idea but lack the capital to get started, the Entrepreneur Assistance Program (EAP) can be your bridge to funding.

Designed for aspiring entrepreneurs with strong personal credit, EAP provides access to significant capital without requiring business revenue or years in operation. Unlike traditional loans, this credit-based program allows you to leverage your personal credit strength to secure the resources needed to turn your vision into reality—without immediate high-interest pressure.

Think of it as your launchpad for success—an entry point that rewards your good credit history and provides the financial runway to move forward with confidence. At SurePath Capital Funding, we help you unlock the capital you need to make your start-up more than just an idea.

Credit-Based Start-Up Funding

Funding Scenario: Entrepreneur Assistance Program in Action

Business Name: GreenLeaf Wellness Co.

Owner: Jordan Ellis

Location: Charlotte, North Carolina

Jordan had a vision for GreenLeaf Wellness Co., a health and nutrition start-up offering customized herbal teas and wellness kits. With demand for natural health solutions growing, he saw the opportunity—but needed approximately $45,000 upfront to cover product development, branding, and initial inventory.

As a first-time founder, Jordan had no business revenue and had only recently incorporated. However, his personal credit score was 710, with no charge-offs, strong payment history, and minimal recent inquiries—making him an ideal candidate for the Entrepreneur Assistance Program.

Within two weeks, Jordan was approved for $65,000 in syndicated lines of credit at 0% APR for 15 months. He allocated $20,000 toward suppliers, $10,000 for marketing, and $15,000 toward leasing and outfitting a small production space. His monthly minimum payments were under $700, allowing him to manage cash flow while generating early sales.

Why It Worked for Jordan

• Start-up friendly — No time in business or revenue required
• Flexible use of funds — From marketing to product inventory
• Low-cost launch — 0% APR intro period provided breathing room
• Credit-powered approval — Personal credit used instead of collateral

With the right funding at the right time, Jordan transformed his idea into a thriving business with customers from day one—turning good credit into his most powerful start-up asset.

What Comes Next

Six months after initial capital is received, take advantage of SPCF's Capital Stewardship Review focused on clarity, direction, and positioning for the next stage — whether that means expanding after reaching a goal, building momentum toward the next level, or reassessing your original vision.

Disclaimer: The scenario described above is a fictional example created for educational purposes only. Names, businesses, and details are not real and should not be considered financial advice or a guarantee of results.