Existing Businesses

• Time in Business: Typically 4+ months (less than 3 months start-up funding)
• Monthly Revenue: $5,000 or more
• Credit Profile: 500+ personal FICO score

Once these criteria are met, we collect a short application and recent business bank statements before submitting your file to our trusted funding partners.

Start-Up Funding

• Strong personal credit profile (typically 680+)
• Qualified co-signer (required if credit score is below 650)
• Verifiable W-2 income or documented earnings

These applications are reviewed using personal credit and income verification and matched with lenders specializing in early-stage funding solutions.

Real Estate Financing

• Fix & Flip / Rehab projects
• New construction
• Multi-family and rental properties

Qualification is based on property value, purchase price, occupancy, and the borrower’s overall credit profile.

Buying Equipment — Smart Financing Paths

• Financing matched to time in business, credit, and assets
• Options for both new and established businesses
• Equipment funding that protects cash flow

We guide you to the most practical equipment financing options based on where your business stands today.

Credit Optimization & Preparation

For entrepreneurs who need to strengthen their financial profile before applying for funding, we help guide the credit preparation process to improve approval outcomes.

• Initial Credit Review: Evaluate credit reports and identify issues impacting approval.
• Credit Repair Partnership: Work with vetted partners to address negative items.
• Documentation Support: Assistance gathering income and verification documents.
• Progress Monitoring: Ongoing review to ensure readiness for funding.
• Funding Readiness Review: Match improved credit profiles with appropriate funding options.