Flexible capital
solutions for
growing
businesses
Manufacturer Growth Capital Program
Flexible capital for equipment, expansion, and industry advancement.
Learn MoreEntrepreneur Assistance Program
Startup funding paths for 680+ FICO when banks won’t fund.
Learn MoreAbout SurePath Capital Funding
Our Capital Philosophy
We believe business funding is rarely a single event. For many businesses, it’s a journey — where different types of capital serve different purposes at different moments of growth.
🌱 Early Momentum Capital
Often used when launching, stabilizing, or preparing for growth. This may include capital connected to personal credit strength, early-stage funding support, and readiness-building.
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Entrepreneur Assistance Program (EAP) — startup/early-stage funding paths (when bank options aren’t available yet)
INVEST Act — an early-stage capital readiness pathway aligned with the INVEST Act of 2025 (H.R. 3383), a House-passed package of capital-formation measures designed to expand access to capital for small businesses; focused on helping qualified founders navigate credit/income-based startup funding options, strengthen documentation readiness, and pursue appropriate early-stage capital paths through participating partners, subject to eligibility and underwriting requirements. - Credit Optimization & Preparation — improving approval readiness before applying
- Business Credit Building — establishing/strengthening business credit profile (when appropriate)
- Launch or stabilize operations
- Cover setup or transition costs
- Build early momentum and readiness
🔄 Operational Flow Capital
Often used once revenue begins and the business needs flexibility to support day-to-day operations and cash-flow timing.
- Working Capital — flexible operating funds matched to business performance and needs
- Merchant Cash Advance (MCA) — revenue-based funding for short-term operating support (when it fits)
- Secured Line of Credit (SLOC) — revolving liquidity through select partners (when eligible)
- Support working capital needs
- Manage cash flow cycles and timing gaps
- Navigate seasonal revenue swings
🏗 Growth & Asset Expansion Capital
Often used when expanding capacity through equipment, vehicles, technology, or infrastructure — so the business can produce more and scale.
- Manufacturer Growth Capital Program (MGCP) — a manufacturing-focused capital pathway aligned with the SBA 7(a) Manufacturers’ Access to Revolving Credit (MARC) program structure (effective Oct 1, 2025), designed for eligible U.S. manufacturers within NAICS sectors 31–33, when available through participating lenders and subject to underwriting and program eligibility requirements.
- Equipment Financing — machinery, vehicles, tools, and revenue-producing assets
- Fixed-Term Financing — structured growth capital with a defined term and payment plan
- Invoice Factoring — faster cash from qualified B2B invoices (when applicable)
- Acquire revenue-producing equipment
- Expand service or production capacity
- Support structured growth initiatives
🏦 Stability & Long-Term Capital
Often used when the business has stronger history, documentation, and predictability — typically enabling longer-term structures and more stable financing options.
- SBA Loans (Guidance) — longer-term capital paths for bank-ready businesses (when eligible)
- Fixed-Term / Bank-style Term Options — longer-term structured financing through select partners
- Refinance / Consolidation Planning — transitioning from early-stage capital into more stable structures (when possible)
- Long-term stability and predictability
- Potentially lower cost of capital over time
- Refinance or consolidate earlier capital (when appropriate)
At SurePath Capital Funding, our goal is to make your funding process clear, efficient, and aligned with your business’s current stage of growth. Below is a breakdown of how we evaluate eligibility across different funding paths.
Existing Businesses
- Time in Business: Typically 4+ months (less than 3 months start-up funding)
- Monthly Revenue: $5,000 or more
- Credit Profile: 500+ personal FICO score
Once these criteria are met, we collect a short application and recent business bank statements before submitting your file to our trusted funding partners.
EAP Start-Up Funding
- Strong personal credit profile (typically 680+)
- Qualified co-signer (required if credit score is below 650)
- Verifiable W-2 income or documented earnings
These applications are reviewed using personal credit and income verification and matched with lenders specializing in early-stage funding solutions.
Real Estate Financing
- Fix & Flip / Rehab projects
- New construction
- Multi-family and rental properties
Qualification is based on property value, purchase price, occupancy, and the borrower’s overall credit profile.
Buying Equipment — Smart Financing Paths
- Financing matched to time in business, credit, and assets
- Options for both new and established businesses
- Equipment funding that protects cash flow
We guide you to the most practical equipment financing options based on where your business stands today.
Credit Optimization & Preparation
For entrepreneurs who need to strengthen their financial profile before applying for funding, we help guide the credit preparation process to improve approval outcomes.
- Initial Credit Review: Evaluate credit reports and identify issues impacting approval.
- Credit Repair Partnership: Work with vetted partners to address negative items.
- Documentation Support: Assistance gathering income and verification documents.
- Progress Monitoring: Ongoing review to ensure readiness for funding.
- Funding Readiness Review: Match improved credit profiles with appropriate funding options.
Get clarity on the capital that fits your business stage and goals. Start with a free, secure funding snapshot to avoid misaligned financing and move forward with confidence
Talk With a Capital Strategy Guide (877)717-7424
SurePath Capital Funding LLC © 2026 | ALL RIGHTS RESERVED |SurePath Capital Funding is not a lender. We provide capital strategy guidance and facilitate access to financing through independent lending partners. Loan terms and approvals are determined by third-party lenders.