Credit Card Processing
Credit Card Processing
Keep More of Every Sale. Make Getting Paid Easier.
Your business works hard for every sale. Your payment processing should help you collect that revenue efficiently—with clear pricing, convenient payment options, and support when you need it.
SurePath Capital Funding helps business owners explore merchant-processing solutions through Deposyt, our merchant-processing partner within the BLB broker network. Whether you accept payments at a counter, online, by invoice, or on the go, we begin with your business needs and help you evaluate suitable options.
Already accepting cards? Let’s review your current processing costs. Starting or expanding your business? Let’s explore a payment setup that fits how you sell.
Explore a Better Fit for Your Business
- Understand your costs: Review your current processing statement and compare proposed rates, fees, and service terms.
- Give customers convenient ways to pay: Explore card payments, payment links, invoicing, recurring billing, and eligible ACH options.
- Evaluate your equipment and software: Check compatibility with your existing checkout, website, or business systems before making a change.
- Get help with setup and support: Understand the onboarding process and available merchant support.
Two Pricing Approaches Worth Reviewing
Traditional processing: Your business pays the agreed processing charges. A statement review helps determine whether another arrangement could improve your overall costs or services.
Dual pricing: Customers see clearly disclosed cash and card prices. An appropriately configured program may help offset eligible card acceptance costs. The provider must confirm the applicable pricing, disclosures, and card-network requirements for your setup.
The right approach depends on your customers, card mix, transaction sizes, business type, and sales channels. Monthly service charges and other applicable fees may remain. We help you compare the complete proposal before you decide.
“Keep more revenue. Make payments easier. Build room to grow.”
— SurePath Capital Funding Team
Business Scenario: What Are Your Processing Costs Taking From Your Sales?
Business Name: The Artisan Market | Owner: Nicole Foster | Location: Raleigh, North Carolina
Nicole operates a retail boutique that accepts payments in-store and online. Her business processes $35,000 in monthly card sales, with an assumed all-in processing cost of 3.1%.
That equals $1,085 per month—or $13,020 per year in processing costs.
Before choosing a new provider, Nicole asks SPCF to help her explore her options. The review considers her recent processing statements, transaction sizes, customer payment preferences, and existing checkout systems.
She compares traditional processing with a dual-pricing option, looking beyond the headline rate to monthly charges, transaction fees, equipment costs, and the customer experience.
What the review helps Nicole understand:
- What she currently pays to accept payments.
- Whether another proposal offers meaningful value.
- How cash and card prices would appear to customers.
- What equipment or software changes may be needed.
- What ongoing fees and contract terms would apply.
Nicole can then make an informed decision based on a written proposal and her business priorities.
Illustrative Example: Nicole and The Artisan Market are fictional. The figures demonstrate existing processing costs, not promised savings or a Deposyt quote. Actual pricing, approval, compatibility, and results vary by merchant.
Is This Right for Your Business?
A merchant-processing review may be useful if your business:
- Already accepts cards and wants to understand its costs.
- Needs to collect payments online, remotely, or in the field.
- Uses invoices, memberships, or recurring billing.
- Is opening a location or updating its checkout system.
- Wants to evaluate dual pricing and its effect on customers.
At SurePath Capital Funding, we begin with your monthly card volume, average transaction size, current costs, business type, payment channels, and equipment needs.
Your Free Funding Snapshot is our starting intake. Let us know that you are interested in Credit Card Processing so we can follow up about your payment-processing needs and a statement review.
Have a question? Speak with SPCF at (877) 717-7424 .
Understand your options before choosing your next payment solution.
Merchant Services Disclosure: SPCF facilitates introductions to an independent processing provider and may receive referral compensation. Merchant approval, pricing, equipment, settlement schedules, reserves, and service terms are determined by the provider and applicable agreements. Savings are not guaranteed.
Get clarity on the capital that fits your business stage and goals. Start with a free, secure funding snapshot to avoid misaligned financing and move forward with confidenc.
Talk With a Capital Strategy Guide (877)717-7424
SurePath Capital Funding LLC © 2026 | ALL RIGHTS RESERVED |SurePath Capital Funding is not a lender. We provide capital strategy guidance and facilitate access to financing through independent lending partners. Loan terms and approvals are determined by third-party lenders.